Pensions when you divorce

Information on what happens to your pension if you divorce including how the value of your pension is calculated and what happens if part of your pension is awarded to your ex-spouse or ex-civil partner.

 

Effect of divorce or civil partnership dissolution

If you divorce or your civil partnership is legally dissolved, the court may take into account the value of your pension benefits when apportioning the assets of the marriage or civil partnership.

Valuing your pension

The value of your pension will be assessed by calculating a Cash Equivalent Transfer Value (CETV) that represents the cash value of the benefits you have accrued in the scheme

Factors based on your age, service, salary and gender are used to calculate the current capitalised value of your pension, lump sum and dependant’s pension.

Awarding part of my pension to my ex-spouse or ex-civil partner

The court will award a percentage of the CETV to your ex-spouse or ex-civil partner.

Your ex-spouse or ex-civil partner will be entitled to pension benefits at pension age based upon the amount awarded by the court.

Your pension benefits will be reduced to take this into account.

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